🚲 Leasing & Financing 💁 Expert Advice
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0% financing for bicycles & e-bikes

Ride your dream bike. Pay your desired monthly installments.

  • Flexible terms & rates

    Between 6 and 60 months

  • 0% interest

    For a term of up to 12 months

  • Easy & Fast

    Your dream bike in just a few clicks

Your benefits

Fast and easy online 0% financing for e-bikes & bicycles with TARGOBANK

With 0% financing from our partner TARGOBANK, you can quickly and easily finance bicycles, e-bikes, and accessories from our range. Make your dream bike a reality and pay it back conveniently in equal installments.

✅ 0% interest : For terms up to 12 months. (13 - 60 months - 3.99% interest).
✅ Flexible term & rate : Term between 6 and 60 months. Choose the appropriate monthly payment.
✅ Simple and fast : The financing process is completed online in just a few minutes.
✅ Fully digital processing : You can handle the entire process digitally.
✅ Immediate decision : Receive financing approval regardless of TARGOBANK's opening hours.

The process

  • 1. Select bike

    Choose your dream bike. Complete your purchase with the "0% financing" payment method.

  • 2. Receive link

    You will receive a link via email, which you can use to apply for the loan on the TARGOBANK website.

  • 3. Apply for a loan*

    Choose your desired monthly payment, enter your personal details, complete the online identity check and apply for the loan.

  • 4. Receive bike

    Your order will be processed as soon as we receive financing approval from TARGOBANK. We will contact you to arrange a delivery or collection date.

  • *Apply for a loan at TARGOBANK

    ✅ In the TARGOBANK online loan application process, select your desired monthly payment and the corresponding loan term, then enter your personal data in the next step.
    ✅ Now the online identity verification will take place; after successful verification, you will receive a TAN via SMS, which will end the process.
    ✅ You will now receive the contract, which will be signed digitally with a TAN.
    ✅ Your order will be processed as soon as we receive financing approval from TARGOBANK.

  • *Required documents

    ✅ Copy of a valid identity card or passport.
    ✅ Employees: Current payslip (not older than 2 months, for financing amounts of €5000 or more, the last two consecutive payslips).
    ✅ Self-employed persons : Latest income tax assessment (not older than two years) or current advance payment assessment for income tax.
    ✅ Pensioners : current pension statement or current pension adjustment notice; if older than 24 months, then with current bank statement.

Requirements for 0% financing

➡️ Minimum age: 18 years
➡️ Residence in Germany
➡️ Workplace in Germany
➡️ Valid identification document
➡️ The order includes a bicycle or e-bike
➡️ Permanent, ongoing employment relationship, or:
➡️ Loan term within the fixed-term employment contract

Finance your e-bike up to €12,000

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    Amflow

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    Avinox M1 105Nm | Fox Factory Suspension | Amflow Carbon Wheels

    €8.599,00 * €9.999,00
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  • Santa Cruz

    Santa Cruz Vala C 90-KIT 2026

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  • Santa Cruz

    Santa Cruz Vala C 90-KIT 2027

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    Up to 15% off

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    From €7.395,00 * €8.699,00
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  • Santa Cruz

    Santa Cruz Bullit 4 C MX 90 Kit 2026

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    Up to 25% off

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    From €6.495,00 * €8.699,00
    or from €154,87 / Month
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  • Santa Cruz

    Santa Cruz Vala 1 CC XT Di2 2027

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    Up to 15% off

    Bosch-CX 100Nm Motor | Fox Factory Fahrwerk | Reserve Carbon Laufräder

    From €9.350,00 * €10.999,00
    or from €222,94 / Month
    FREE shipping
    In stock
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  • Focus

    Focus SAM² 6.7

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    Up to 48% off

    Aluminum frame | Bosch CX 85Nm | SRAM NX drivetrain | SRAM DB8 brakes

    €2.999,00 * €5.799,00
    or from €71,51 / Month
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  • Santa Cruz

    Santa Cruz Bullit 4 CC XT Di2 Podium Coil 2027

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    From €10.200,00 * €11.999,00
    or from €243,21 / Month
    FREE shipping
    In stock
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  • Santa Cruz

    Santa Cruz Vala CC XO AXS RSV 2026

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    Up to 26% off

    Bosch CX 100Nm motor | Fox Factory suspension | Reserve carbon wheels

    From €8.499,00 * €11.499,00
    or from €202,65 / Month
    FREE shipping
    In stock
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Finance your bicycle up to €12,000

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    Santa Cruz

    Santa Cruz V10 8 CC DH S-Kit 2027

    Up to 15% off
    From €6.375,00 * €7.499,00
    or from €152,01 / Month
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  • Cannondale

    Cannondale Synapse Carbon 4

    Up to 17% off
    €2.899,00 * €3.499,00
    or from €69,12 / Month
    FREE shipping
    In stock
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  • Focus

    Focus ATLAS 8.8 APEX 2026

    Up to 11% off
    €3.129,00 * €3.499,00
    or from €74,61 / Month
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  • Cannondale

    Cannondale Topstone Carbon 2 AXS - 1x

    Up to 24% off
    €2.895,00 * €3.799,00
    or from €69,03 / Month
    FREE shipping
    Very low stock
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  • Santa Cruz

    Santa Cruz V10 CC DH S-Kit 2026

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    Up to 22% off

    CC Carbon frame | RockShox suspension | Reserve AL wheels

    From €5.999,00 * €7.699,00
    or from €143,04 / Month
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    In stock
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  • Cannondale

    Cannondale SuperSix EVO 3

    Up to 23% off
    €4.990,00 * €6.499,00
    or from €118,98 / Month
    FREE shipping
    In stock
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  • Santa Cruz

    Santa Cruz Stigmata 4 CC Gravel Rival 1x AXS Kit 2026

    Up to 32% off

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    or from €85,82 / Month
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    In stock
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  • Cannondale

    Cannondale SuperSix EVO 5

    Up to 19% off
    €3.645,00 * €4.499,00
    or from €86,91 / Month
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All collections
Wähle dein Bike

Choose your dream bike

To the bikes ➔
financing

Price

€19,99

Laufzeit auswählen
Monatliche Rate
€3,33
Nominalzins
0.0%
Effektivzins
0.0%
Gesamtbetrag
€19,99
Duration Effective interest rate Nominal interest rate
0–12 months 0.00% 0.00%
13–60 months 3.99% 3.92%
37-48 Monate 6,99% 6,78%
0% financing for e-bikes & bicycles

With 0% financing from our partner TARGOBANK, you can quickly and easily finance bicycles, e-bikes, and accessories from our range. Make your dream bike a reality and pay it back conveniently in equal installments.

➡️ Complete your order using the 0% financing payment method . After completing your order, you will receive an email link to apply for the loan at TARGOBANK.

Your advantages at a glance:

✅ 0% interest : For terms of up to 12 months.
✅ Flexible term & rate : Term between 6 and 60 months. Choose the appropriate monthly payment.
✅ Simple and fast : The financing process is completed online in just a few minutes.
✅ Fully digital processing : You can handle the entire process digitally.
✅ Immediate decision : Receive financing approval regardless of TARGOBANK's opening hours.

More information on financing
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*All prices include VAT, plus shipping costs . Crossed-out prices correspond to the manufacturer's recommended retail price. Technical specifications and typographical errors excepted.
**Delivery times and FREE shipping apply to Germany and Austria. Delivery times and information for other countries can be found in our shipping information .