
0% financing for bicycles & e-bikes
Ride your dream bike. Pay your desired monthly installments.
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Flexible terms & rates
Between 6 and 60 months
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0% interest
For a term of up to 12 months
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Easy & Fast
Your dream bike in just a few clicks
Your benefits
Fast and easy online 0% financing for e-bikes & bicycles with TARGOBANK
With 0% financing from our partner TARGOBANK, you can quickly and easily finance bicycles, e-bikes, and accessories from our range. Make your dream bike a reality and pay it back conveniently in equal installments.
✅ 0% interest : For terms up to 12 months. (13 - 60 months - 3.99% interest).
✅ Flexible term & rate : Term between 6 and 60 months. Choose the appropriate monthly payment.
✅ Simple and fast : The financing process is completed online in just a few minutes.
✅ Fully digital processing : You can handle the entire process digitally.
✅ Immediate decision : Receive financing approval regardless of TARGOBANK's opening hours.
The process
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1. Select bike
Choose your dream bike. Complete your purchase with the "0% financing" payment method.
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2. Receive link
You will receive a link via email, which you can use to apply for the loan on the TARGOBANK website.
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3. Apply for a loan*
Choose your desired monthly payment, enter your personal details, complete the online identity check and apply for the loan.
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4. Receive bike
Your order will be processed as soon as we receive financing approval from TARGOBANK. We will contact you to arrange a delivery or collection date.
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*Apply for a loan at TARGOBANK
✅ In the TARGOBANK online loan application process, select your desired monthly payment and the corresponding loan term, then enter your personal data in the next step.
✅ Now the online identity verification will take place; after successful verification, you will receive a TAN via SMS, which will end the process.
✅ You will now receive the contract, which will be signed digitally with a TAN.
✅ Your order will be processed as soon as we receive financing approval from TARGOBANK. -
*Required documents
✅ Copy of a valid identity card or passport.
✅ Employees: Current payslip (not older than 2 months, for financing amounts of €5000 or more, the last two consecutive payslips).
✅ Self-employed persons : Latest income tax assessment (not older than two years) or current advance payment assessment for income tax.
✅ Pensioners : current pension statement or current pension adjustment notice; if older than 24 months, then with current bank statement.
Requirements for 0% financing
➡️ Minimum age: 18 years
➡️ Residence in Germany
➡️ Workplace in Germany
➡️ Valid identification document
➡️ The order includes a bicycle or e-bike
➡️ Permanent, ongoing employment relationship, or:
➡️ Loan term within the fixed-term employment contract
Finance your e-bike up to €12,000
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Amflow
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Top DealUp to 12% offFazua Ride 60Nm | Fox Factory suspension | Reserve Carbon wheels
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Finance your bicycle up to €12,000
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Santa Cruz
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Santa Cruz V10 8 CC X01-Kit 2026
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Cannondale Topstone Carbon 1 AXS
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Santa Cruz Stigmata 4 CC Gravel Rival 1x AXS Kit 2026
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